Employment & Training Program

CNC’s employment program provides employment services to Refugees, Asylees and Parole Entrants that have been in the U.S. for no more than 5 years. The program works in cooperation with dozens of businesses in order to meet their workforce demands and help new Americans to enter the workforce and become self-reliant.

Economic Independence

This program provides low and moderate income individuals with basic financial education, loss mitigation counseling, first time – homebuyer education and mortgage default assistance to homeowners at risk of losing their homes.

All Economic Independence clients are assisted to establish good credit, savings and other wealth building strategies.

CNC offers Economic Independence services free of charge. The program is available to the public, community based organizations, faith based organizations and businesses.

  Loan Modification Scam Alert Campaign  

For loan modification guidance or to report a scam, call:

1(888)995-4673

YOU MAY ALSO GO DIRECTLY TO THE FOLLOWING LINK FOR ADDITIONAL INFORMATION: www.LoanScamAlert.org

6 THINGS YOU SHOULD KNOW

Scams aren't always easy to spot – but it helps if you know the warning signs to look for. Here are six red flags to indicate that you may be dealing with a loan modification scammer:

1 A company/person asks for a fee in advance to work with your lender to modify, refinance or reinstate your mortgage. They may pocket your money and do little or nothing to help you save your home from foreclosure.

2 A company/person guarantees they can stop a foreclosure or get your loan modified. Nobody can make this guarantee to stop foreclosure or modify your loan. Legitimate, trustworthy HUD-approved counseling agencies will only promise they will try their very best to help you.

3 A company/person advises you to stop paying your mortgage company and pay them instead. Despite what a scammer will tell you, you should never send a mortgage payment to anyone other than your mortgage lender. The minute you have trouble making your monthly payment, contact your mortgage lender.

4 A company pressures you to sign over the deed to your home or sign any paperwork that you haven't had a chance to read, and you don't fully understand. A legitimate housing counselor would never pressure you to sign a document before you had a chance to read and understand it.

5 A company claims to offer "government-approved" or "official government" loan modifications. They may be scam artists posing as legitimate organizations approved by, or affiliated with, the government. Contact your mortgage lender first. Your lender can tell you whether you qualify for any government programs to prevent foreclosure. And, remember, you do not have to pay to benefit from government-backed loan modification programs.

6 A company/person you don’t know asks you to release personal financial information online or over the phone. You should only give this type of information to companies that you know and trust, like your mortgage lender or a HUD-approved counseling agency.

The Hispanic Leadership Training Program (HLTP)

The Hispanic Leadership Training Program (HLTP) offers a yearly training session in leadership skills and institutional networking to present and future leaders in Miami-Dade County. 

HLTP aims at increasing the participation of Hispanics on boards, commissions and committees through seminars led by experts who are themselves business, government and non-profit leaders. 

By 2009, HLTP had graduated over 400 Hispanic leaders from both the public and private sectors.

Leadership Development Program (LDP)

The Leadership Development Program aims to provide comprehensive leadership skills to college students and young adults with a demonstrated interest in community involvement. The LDP consists of workshops composed of government officials, media specialists, fundraising executives and local leaders.